Investment Disclaimer & Risk Disclosure

01 General Information Only

PedalInvest is an investor network, portfolio tracking, and investor engagement platform operated by PedalStart Technology Private Limited.

The platform may provide access to startup-related information, curated investment opportunities, founder interactions, portfolio analytics, investment documentation, and investor communications within the PedalStart ecosystem.

Users should consult qualified professional advisors before making any investment decisions.

02 No SEBI-Regulated Advisory Relationship

Unless expressly stated in a separate written agreement, PedalStart Technology Private Limited is not acting as:

• A SEBI-registered Investment Adviser;
• A Portfolio Manager;
• A Wealth Manager;
• An Alternative Investment Fund Manager;
• A Stock Broker;
• A Merchant Banker;

through the PedalInvest platform.

Use of the platform does not create an advisory, fiduciary, or portfolio management relationship between PedalStart and any user.

03 Startup Investments Involve High Risk

Investments in startups, private companies, and early-stage businesses involve substantial risks. Users acknowledge and understand that:

• Startup investments are speculative in nature;
• Investments may become illiquid;
• Startups may fail entirely;
• Returns are uncertain;
• Exit opportunities may never occur;
• Valuations may fluctuate significantly;
• Capital may be locked in for extended periods;
• Investors may lose some or all of their invested capital.

Past performance should not be relied upon as an indicator of future performance.

04 Portfolio Metrics and Performance Data

The platform may display information such as:

• Portfolio value;
• Unrealized gains or losses;
• Realized gains or losses;
• MOIC (Multiple on Invested Capital);
• XIRR calculations;
• Portfolio growth percentages;
• Startup valuations;
• Performance analytics;
• Exit information.

These metrics are provided for informational purposes only and may be based on:

• Company-reported information;
• Funding round valuations;
• User-provided data;
• Third-party information;
• Internal calculations.

PedalStart does not guarantee the accuracy, completeness, or future realization of any displayed metric. Displayed values should not be considered actual market values or guaranteed exit values.

05 No Guarantee of Returns

PedalStart makes no representation, warranty, or guarantee regarding:

• Investment performance;
• Returns on investment;
• Liquidity events;
• Startup success;
• Future funding rounds;
• Acquisition outcomes;
• Exit opportunities;
• Valuation appreciation.

All investments carry risk and may result in financial loss.

06 Accuracy of Information

While reasonable efforts are made to maintain accurate information, PedalStart does not warrant that:

• Portfolio information is complete;
• Startup information is current;
• Financial information is error-free;
• Documents are free from inaccuracies;
• Performance calculations are always correct.

Users should independently verify any information before relying upon it.

07 Third-Party Information

Certain information available on the platform may originate from:

• Portfolio companies;
• Startup founders;
• Investors;
• Service providers;
• Third-party data sources.

PedalStart is not responsible for inaccuracies, omissions, or misrepresentations contained in third-party information.

08 Tax and Legal Matters

PedalStart does not provide tax, legal, accounting, or regulatory advice. Users are solely responsible for obtaining professional advice regarding:

• Tax obligations;
• Regulatory compliance;
• Investment structuring;
• Legal documentation;
• Reporting requirements.

Any tax-related documents available through the platform are provided for convenience only.

09 Document Vault Disclaimer

The platform may provide access to investment-related documents, including:

• Shareholder Agreements;
• Investment Agreements;
• Certificates;
• Tax Documents;
• Reports;
• Corporate Records.

PedalStart does not guarantee:

• Continued availability of documents;
• Legal validity of documents;
• Completeness of archived records;
• Suitability of documents for regulatory purposes.

Users should maintain their own copies of important records.

10 Limitation of Liability

To the maximum extent permitted by applicable law, PedalStart Technology Private Limited, its directors, employees, officers, affiliates, advisors, and partners shall not be liable for:

• Investment losses;
• Lost profits;
• Lost opportunities;
• Valuation declines;
• Startup failures;
• Data inaccuracies;
• Business interruption;
• Indirect damages;
• Consequential damages;
• Reliance on information displayed on the platform.

Users assume full responsibility for all investment decisions and their outcomes.

11 User Acknowledgement

By using PedalInvest, you expressly acknowledge and agree that:

• You understand the risks associated with startup investing;
• You are solely responsible for your investment decisions;
• PedalStart does not guarantee returns;
• PedalStart does not provide investment advice through the platform;
• You have independently evaluated any investment opportunities;
• You accept all risks associated with your investments.

12 Contact Information